Apple plans to start its U.S. iPhone leasing program on a set rollout date through the company-backed program. The service partners with the payment partner for recurring billing. It targets buyers amid increased spending levels after Apple bumped Mac retail numbers recently. Users may pick monthly payments instead of buying all at once. Leased iPhones can be locked out if defaults occur. Apple includes tied functions in upcoming iOS version. Some shoppers are unsure how leasing compares to buying outright. Critics highlight that disablement limits flexibility if payments slip. Supporters insist leasing reduces initial spend and streamlines device cycling. The plan aligns with Apple's device flow as iPhone tags rise device by device. Shoppers ought to compare before locking in.